Contractors - General Contractors and Sub Contractors

Your exposures are different than most business. you have mobile equipment, scaffolding setups, rental equipment, equipment in storage, building material on site, in transit, in storage off-site, tools in trucks, on the job site and at the warehouse.

You have several subs on the job, material being delivered some to your account some material to the account of others.

From a liability exposure was the scaffolding set properly, is the job secure from the public, who is responsible?

Workers compensation issues- whose employee are those guys? Are they really independent contractors?

Whose maintaining the certificate files on all the subs, are they up to date, is coverage in place when you think it is. Failure to maintain good certificate files could cost you big time, audits, liability, losses affecting your experience modifiers.

Specialty contractors:

• masons
• electricians, plumbing
• framing crews
• trim carpenters
• concrete finishers
• drywall finishers, hangers
• tub installers, glaziers, counter tops
• painting, paper hangers
• floor men, carpet, tile, wood
• roofers
• landscaping, trash haulers

For more information on these services send email to us below or call
Richard O. Collins, CIC, CRM, AAI
504-525-9901
La. License # 114927